A bullet journal is really a creative whole life planner. It makes sense that you would want to include your budget and money into it. Today we are going to look at bullet journal money tracker ideas to find one that will help you stay on budget and start saving money.
Bullet journal money trackers are used to track savings, money goals, debt pay off, spending and monthly bills. Depending on what your money goals are will determine what type of tracker you want to use.
Remember, if you are uncomfortable creating a bullet journal money tracker in the bullet journal that goes with you everywhere, create a whole new journal or notebook for it. This will allow you to keep money information in your home where it’s safer.
Before you pick a tracker you first need to figure out what your money goals are. Are you trying to pay off debt? Are you saving up for a vacation? Do you need a new item? Maybe you are saving up to buy a house? Any of these things can be tracked and planned for in your bullet journal.
Some people simply want to track their spending habits. Tracking bills and spending is a great way to slow down and see where your money is going. Is there unnecessary spending that can be stopped to help you reach your money goals faster?
Let’s take a look at some bullet journal money trackers you can pull inspiration from so you can create your own.
Before we get started here is a list of my recommended supplies.
Recommended ProductsFrom time to time the Scribbles that Matter Journal is sold out on Amazon. When this happens third party sellers will try to sell the journal for an insane amount of money. DO NOT BUY THAT! Scribbles that Matter should be back in stock soon. My second favorite journal is the Essentials Dot Matrix, though I warn you the pages on this one are thinner and bleeding and shadows show up on opposite sides. However, it's a decent cheap journal if you are in a pinch and just want to get started.
- Journal
- Stencils
- Fine Point Pens
- Micron Fine Line Set Pens
- Tombow Fudenosuke Soft And Hard Tip Brush Pen
- Tombow Brush Pens
- Washi Tape
- Crayola Super Tips
15 Bullet Journal Money Trackers
@idyiajournal A Simple Tracker
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A simple spread like this will allow you to track your spending and savings easily and quickly. There is nothing complicated about this spread, it’s simple and to the point.
@ninsbujo The Savings Jar
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This is a creative simple tracker to show how much you are saving. Create steps for goals so you can see your progress along the way.
@geeky.sorceress Basic Money Spread
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Track where you money is coming and going. It’s like a checkbook for your bullet journal. You can always see how much money you have and where it’s going.
@angkoshplans Bullet Journal Budget Spread
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This tracker helps you set a budget and track how much comes in and how much gets spent. It’s a fantastic one page spread that helps you stay on track.
@cloudyiswriting Boba Tea Savings Tracker
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This is a cute way to track your savings in your bullet journal. It’s an easy enough spread that keeps you on track with your savings goals.
@joyandlifeblog Bullet Journal Expense Tracker
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This tracker keeps all your expenses in order by monthly and weekly expenses. You can track where money comes in and how it goes out easily with a tracker like this.
@journalandstudies A Themed Expense Tracker
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See exactly where your money goes throughout the month so you can cut down on expenses. Part of learning to save money is know where your money ends up each month.
@lapetitepaulaplans Bullet Journal Monthly Bills Tracker
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With this tracker you can make sure all of your monthly bills are paid and on time to avoid late fees. Cutting down on late fees and unnecessary expenses will help you save more money.
@bujumarie Savings Challenge Spread
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In this spread we see a savings challenge. You can create or follow a simple savings challenge in your bullet journal to build up an emergency fund or pay off debt.
@rayneorshine_bujo Bullet Journal Savings Tracker
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This tracker is quick and easy. Saving money in $50 increments is alway easier than setting a big goal and hardly seeing progress as your get there.
@bulletbeautiful Simple Savings Chart
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Another tracker that takes small increments to reach a total savings amount. The smaller and more achievable steps to reach a goal helps you see progress quickly.
@seed_successful_you Save For An Item
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This type of spread will help you save up for a new item you want. Maybe a new TV, new car, new home. Whatever you want this spread is meant to help get you there.
@dotsandpens Piggy Bank Savings Tracker
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This is a cute spread to track how much money you are saving. It works as a great reminder to save more money.
@letteringbytm Step by Step Savings
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This game board type setup makes savings tracking easy and fun. Additionally it allows you see progress as you get closer to your end goal.
@endless_vegan Monthly Savings Goal
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Setting an achievable savings goal for each month is a great way to track your savings for a full year. Pick a number you think you can afford each month and then when you save it fill in your savings jar.
Bullet Journal Spending Tracker
Start off first with a spending tracker to see where all your money goes. Include everything down to a pack of gum. Then you can analyze your expenses and see what you can reduce. Then you can start a savings tracker showing the money you are putting aside. The spending tracker will help you to get on track for a savings tracker.
Keeping track of your expenses is a great way to make sure you stick to a budget. It’s important that you build up your savings to pay off debt or have money put aside for emergency purposes.
Recommended ProductsFrom time to time the Scribbles that Matter Journal is sold out on Amazon. When this happens third party sellers will try to sell the journal for an insane amount of money. DO NOT BUY THAT! Scribbles that Matter should be back in stock soon. My second favorite journal is the Essentials Dot Matrix, though I warn you the pages on this one are thinner and bleeding and shadows show up on opposite sides. However, it's a decent cheap journal if you are in a pinch and just want to get started.
- Journal
- Stencils
- Fine Point Pens
- Micron Fine Line Set Pens
- Tombow Fudenosuke Soft And Hard Tip Brush Pen
- Tombow Brush Pens
- Washi Tape
- Crayola Super Tips
Which bullet journal money tracker are you excited to try out? Let me know in the comment below. Do you have bullet journal spreads you would like shared? Email them to Crystal@BulletJournalAddict.com and they may be featured on an Instagram post and/or to the blog. Please leave your IG Username so I can tag you in the posts. Follow me on Pinterest for more like this and pin this to your Bullet Journal boards.
Related Posts:
- 17 Bullet Journal Pages To Track Money
- 11 Bullet Journal Health Tracking Ideas
- 15 Monthly Spreads For Your Bullet Journal
- April 2019 Bullet Journal Layout
